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Credit Manager in Birmingham, AL at Ram Tool

Date Posted: 11/8/2018

Job Snapshot

Job Description


Dynamic company seeks Credit Manager for our Credit/Collection Department to embark on a successful career at our Corporate Headquarters. Motivated and energetic people with a sense of urgency will have the chance to join Ram Tool Construction Supply Company Co. the largest family-owned distributor of specialty commercial construction supplies in the Mid-Atlantic, Southeast, and Texas. Ram Tool has a vast product line with 90,000+ unique items to sell and over 90% of deliveries made within 24 hours.

The Credit Manager is primarily responsible for evaluating and mitigating the risk inherent in our AR portfolio. This responsibility is carried out by making timely credit decisions, establishing new and making periodic credit reviews, setting the appropriate risk category and credit limits, having accounts set up, and ensuring the appropriate security instruments are effectively utilized when necessary. This position involves periodic interaction with customers and internal sales team and also provides management oversight and leadership to supporting roles.


  • Bachelor's degree in Accounting, Finance, or Business concentration preferred (work experience may be considered in lieu of a degree)

  • At least 3 years of credit or equivalent business experience

  • Solid analytical capabilities and decision skills

  • Able to work independently and proactively

  • Must be able to maintain confidentiality regarding customer and proprietary information

  • Excellent negotiation, verbal and written communication skills

  • Proficient user in Microsoft Office (Excel, Word, and PowerPoint)

  • Must have a mindset that fosters sales growth balanced with taking on acceptable risk

  • Should be local to Birmingham

Preferred Skills:

  • Experience in Construction Services Industry

  • Construction security instrument knowledge

  • Supervisory experience

  • Able to review and understand third-party credit reports (such as DnB, NACM, etc.)

  • Experience with SAP

*Standard Drug screen and Background Checks will be performed.

Ram Tool is an Equal Opportunity Employer


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